Life Insurance Options
Why You Need Life Insurance Options
Are you looking for a life insurance policy to protect your family in case of an unfortunate death and to ensure their financial stability? Are you interested in saving for your children’s college education and protecting their future?
Ask Yourself These Questions
- Have you ever stopped to consider how you or your family would survive the financial burden of an unforeseen accident or emergency?
- Would they have the resources to cover home mortgage payments or tuition expenses?
- Would you or your spouse have enough money to live out your retirement years in comfort?
- In the event of your death, would your family have the liquid funds required to pay estate taxes and settlement expenses?
If you are unsure about answers to any of these questions, you should consider life insurance – a cost effective strategy for a variety of your short and long-term needs.
ACS Insurance works to provide you with the best life insurance plan coverage available based on your lifelong future goals. We know that life insurance options can be overwhelming and confusing at best. That’s why we sit down with you and discuss what options are available that fit your needs and your budget.
If you are interested in learning more about life insurance plans and options, contact us today to setup a meeting.
(775) 425-3233
Frequently Asked Life Insurance Questions
What is Term Life Insurance?
Term life insurance is the most basic form of life insurance. It provides coverage for a specified period of time (e.g. 1, 5, 10, 15, 20, 25, or 30 years) in exchange for a specified premium. If the death of the insured individual occurs within this period of time or term period, the insurance company will pay the death benefit. If the term period expires while the insured individual is still living, the policy terminates and no death benefit will be paid.
What is the difference between term life insurance and other types of life insurance?
Term life insurance will pay a benefit if the policy holder dies within a certain amount of time. Permanent life insurance will pay a benefit for as long as the policy is active. Term life insurance is normally less expensive than permanent life insurance, but will not allow you to use your policy as an investment vehicle.
What can I use my life insurance policy for?
The amount paid to your beneficiary can be used for a number of things, funeral expenses, debt repayment, estate tax, probate costs, income replacement, education and many other things.
How much life insurance do I need?
This is a question that should be carefully considered. You should to discuss this with us to estimate how much will be required by your beneficiaries after your death. There are many factors to consider, such as how large your family is, how many children you have that will need higher education, how much debt you have, etc.
It’s Good to Have Options
Life Insurance Plans
Life insurance protects your spouse and children from potentially devastating financial losses that could result if something happened to you. It provides financial security, helps to pay off debts, helps to pay living expenses, and helps to pay any medical or final expenses.
Personalized Insurance and Benefit Solutions
Providing a variety of choices in quality health insurance and financial solutions.
Shop and compare the BEST Insurance Plans for your health and life. (775) 425-3233 or andy@acsinsurance.com
