Independent brokers make buying insurance easierIndependent insurance brokers help the process of buying insurance.We do the groundwork and research for you, your business and your family. Your broker will take time to understand your needs — and offer valuable advice as those needs change.Does it cost anything to have an insurance broker?It does not cost [...]
Why Insurance Coverage is Important No matter how young or healthy you are, no one is immune to accidents, sickness or even death. Staying covered allows you to do the activities you love without the stress of a possible injury and the associated costs weighing on your mind. Choosing the right coverage is an [...]
Is your business compliant with ERISA? Business Benefits and Compliance The SPD is an important disclosure document required by ERISA, federal legislation signed into law in 1974. The SPD tells participants what the plan provides and how it operates. It provides information on when an employee can begin to participate in the plan, how service [...]
Do You Need Life Insurance? Are you looking for a life insurance policy to protect your family in case of an unfortunate death and to ensure their financial stability? Are you interested in saving for your children’s college education and protecting their future? Ask Yourself These Questions Have you ever stopped to consider how you [...]
How Important is it? At least 70% of people over the age of 65 will require long-term care services and support during their lives. Long-Term Care includes a wide range of medical, social, personal, supportive and specialized housing services required by people who have or will lose some or all of their capacity for self-care [...]
While paying off current debt is critical, missing out on buying life insurance at a young age has a significant economic impact, much like delaying saving for retirement. ACS Insurance works to provide you with the best life insurance plan coverage available based on your lifelong future goals. We know that life insurance options [...]
New Executive Order from The Trump Administration The Trump Administration has issued a new Executive Order that requires the Departments of Labor, Treasury, and Health and Human Services to issue new guidance and proposed regulations that disclose negotiated rates, cost-of-care, and de-identified federal healthcare data. The Executive Order also seeks to expand the availability of [...]
Employee Benefit Adviser Published April 25, 2019 You could say we are in a sellers’ market when it comes to talent, with job seekers now finding employers fighting to hire them. Data from the U.S. Labor Department shows a near record low unemployment rate at 3.7%. At the same time, private sector hourly wages are [...]
By Associated Press Monday, Dec. 3, 2018 RENO — With members struggling to meet health insurance costs, some Nevada business and trade groups have begun offering discounted policies as one big bloc through a product known as an association health plan. The Reno-Sparks Chamber of Commerce and five other Nevada associations have begun offering similar [...]
When it comes to health insurance, you have your choice of several plan types. Two you’ve probably heard of are a Health Maintenance Organization (HMO) and a Preferred Provider Organization (PPO). Generally speaking, the difference between HMO and PPO plans includes the size of the plan network, ability to see specialists, plan costs, and coverage [...]
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