How Important is it?
At least 70% of people over the age of 65 will require long-term care services and support during their lives.
Long-Term Care includes a wide range of medical, social, personal, supportive and specialized housing services required by people who have or will lose some or all of their capacity for self-care because of a disabling condition or chronic condition.
Are you prepared in the event this happens to you?
Generally speaking, there are four ways to pay for long-term care services. Clients can pay for services on their own (self-fund), rely on family and friends for help, work with Medicare/Medicaid, or use long-term care insurance. Keep in mind that they may combine more that one of these solutions to help cover long term care costs.
ACS Insurance can help you understand your options and the types of insurance plans that are available in today’s market place. It can be a real challenge to understand what Long-Term Care covers and what it does not cover. We can help.